Advance America goes beyond your credit rating, so you may not need a good credit score to get approved for an installment loan. We will consider factors other than your credit score when making our approval decision, such as your income and employment history. This means that you can still get an installment loan even if you have poor or fair credit. Payday loans, installment loans, title loans, and lines of credit from Advance America are all available to borrowers with any type of credit score.
In most states, applying for a loan won't affect your FICO score. You can apply online and receive your money within 24 hours or visit a store to get money right away. An installment loan allows you to get money right away, in addition to repaying the loan over time in several smaller payments. If you have been a previous Advance America customer, instant funds may be available online depending on the state in which you live.
Personal bank loans and home equity loans are often reserved for borrowers with good or excellent credit. To get a title loan, you give Advance America the title to your vehicle as collateral in exchange for a loan. A cash advance (or payday loan) is a short-term, low-money loan that you can use to cover unexpected expenses or close a temporary gap between paychecks. Online loan payments are automatically scheduled to be withdrawn from your checking account on the due date.
Your instant installment loan payments will depend on a few factors, including the frequency of repayment (such as the biweekly or monthly schedule), the length of your loan term, and the amount of your loan. Cash advances are used to cover short-term financial situations, they are not a long-term financial solution. If your installment loan application is declined, there may be other options that don't depend on credit scores, such as a title loan. If you need quick cash, whether you need to cover a home repair bill or want to go on vacation, installment loans are a great option. Direct online installment loan loans streamline the lending process and allow you to get the money you need quickly. Fortunately, Advance America offers small term loans for borrowers with multiple credit scores, whether it's bad credit, bad credit or good credit, with interest rates that may match your budget.
To apply for an instant installment loan from Advance America, you'll need proof of income, checking account, social security number, and government-issued identification. Take them to a store near you or have them handy when you complete your online installment loan application. Instant installment loans can be used for many reasons, and often when you need cash, you need it quickly. If you anticipate a delay in repaying your instant installment loan, call Advance America or visit your local store to make alternative payment arrangements.
